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Lease Purchase

What is it?

Offers monthly payments tailored to your driving requirements. Our plans are designed to offer you lower monthly payments without the need for large deposits or long repayment periods. You only repay a proportion of the purchase price each month with the remainder becoming due as the final payment.

So how does it compare to standard finance options?

  1. It reduces monthly payments.
  2. The plan is designed to help you change your car regularly.

Is this only available on new vehicles?

No, Lease Purchase is designed for new and low mileage qualifying used vehicles, provided that at the end of the contract the vehicle is less than 5 years old.

What extras can I have?

All normal manufacturers accessories are available for your car. We can provide you with a quotation identifying the additional monthly cost.

What happens if I exceed the mileage?

There are no excess mileage charges on this type of plan.

What happens at the end of the contract?

  1. You can part exchange the vehicle. Any surplus can be used towards the deposit of your next vehicle.
  2. You can keep the vehicle - simply make the final payment of the guaranteed price and the car is yours.

What happens if the vehicle is damaged?

It should be repaired under your insurance policy. In addition, you should be aware that all vehicles must be maintained according to the manufacturers recommended service schedules.

What other costs are involved?

  1. An acceptance fee, which is added to the first monthly payment.
  2. An option to purchase fee payable at the end of the agreement, if you elect to keep the car.