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Finance Lease

What is it?

Offers monthly payments tailored to your driving requirements. The scheme is designed to offer you lower monthly payments without the need for large deposits or long repayment periods. You only repay a proportion of the purchase price each month with the remainder becoming due as the final payment. This is a low cost flexible method of running a car by only financing the depreciation of the car.

So how does it compare to standard finance options?

  1. It reduces monthly payments.
  2. The plan is designed to help you change your car regularly.
  3. You can plan your budget ahead due to lower fixed costs.

Is this only available on new vehicles?

No, Finance Lease is designed for new and low mileage qualifying used vehicles, provided that at the end of the contract the vehicle is less than 5 years old.

What extras can I have?

All normal manufacturers accessories are available for your car. We can provide you with a quotation identifying the additional monthly cost.

What happens if I exceed the mileage?

There are no excess mileage charges on this type of plan.

What happens at the end of the contract?

  1. You can part exchange or dispose of the vehicle on behalf of the finance company.
  2. Any surplus can be used towards the deposit of your next vehicle.
  3. Low cost secondary lease period option.

What happens if the vehicle is damaged?

It should be repaired under your insurance policy. In addition, you should be aware that all vehicles must be maintained according to the manufacturers recommended service schedules.

What other costs are involved?

  1. An acceptance fee, which is added to the first monthly payment.
  2. A fee for optional rental period.
  3. All payments are subject to VAT at current rate.